Questions
FAQ
Straight answers about how a file moves through this house.
Are you a broker?
No. Tri Path Lending LLC provides the credit directly. We originate the loan and service it.
Which loans can I apply for?
Private mortgage, including prequalification when the property address is not yet known, automobile finance, and personal loans. Each has its own page and its own application.
What do I need to start?
An account with your legal name, date of birth, Social Security number, and current address. After you submit, upload the front and back of your driver’s license. Other documents stay optional until we request them.
What does pending mean?
Your application is with the house and has not been decided. If we need more, the status changes to additional information requested, and the request appears in your portal.
When do I see terms?
Only after approval. The principal, APR, term, and monthly payment are posted for you to accept or decline. Accepting funds the account.
How are payments reported?
Each month is treated as paid and on time until a staff member records that it is late and enters how many days. Bureau files are not exported while any payment is still waiting for that review.
Is the calculator my offer?
No. The payment studio is an illustration. The only terms that matter are the ones in your portal.